Bank Accounts Advice

Non Status Bank Account

admin — Tue, 20 Apr 2010 07:55:32 +0000

Here at Bank Accounts Advice we have looked at various different bank account options but as of yet the area of non status bank accounts has been untouched! Well here want to change that because with the influx of immigrants into the UK, getting a bank account is not the simple process it would be for UK residents who are not classed as non status, in fact in some cases it can be harder to get a non status bank account than it would be for those with a bad credit history. There are many reasons you might be classed as non status, such as not being on the electoral roll for example. But that’s not to mean it is impossible, like all bank accounts it just requires a little bit of foreknowledge and getting the right advice and you can find suitable non status bank accounts for all you who require such bank accounts.

Non status Bank Account Advice

When you are seeking out a decent non status bank account here are some tips that you should definitely take consideration of,

You are looking for a non status bank account that will provide services to help you take management of your everyday finances. This means you are looking for an account that will provide you with the option of a debit card, perhaps a cheque guarantee card and you should definitely be looking to have access to direct debit facilities as well as the ability to take on standing orders.
Most non status bank accounts will give you a cheque guarantee card after an initial test period to ensure that it would be wise for them to guarantee and upfront cash as in the cases with cheques. So although initially you may feel a bit put off at this, don’t be! Really as this is a stepping stone towards better bank accounts offering better services you need to accept some of the limitations.

Non status bank accounts are available to almost anybody; however you won’t hear them being advertised much because they are just not profitable for the banks, not that you’re worried about that! It is a simple task to just do some simple research that will help you find a bank account that is suitable for your needs. Here at Bank Accounts Advice we want to help in every way possible so we have already done our own research into various banking institutions to find you the best possible bank accounts suited to the needs of those with non status, or even bad credit as well as the usual bank accounts available.

Best Non Status Bank Account

So if you are looking for a non status bank account then have a good look at some of the reviews we have here at bank accounts advice of banks and bank accounts that will no doubt help you to find the perfect non status bank account for you! And make sure that as you do your own research that you keep in mind the main priorities of a non status bank account.

Card One Banking – Online Internet Login Account Review

admin — Tue, 13 Apr 2010 10:56:04 +0000

Who Are Card One Banking?

Card One Banking are a UK based provider of basic no credit check bank accounts. They offer a bank account with guaranteed acceptance that’s open to everyone – regardless of your bad credit history. In addition to your bank account, you’ll also get a One-to-one Account Manager who will help you manage your money better.

Internet Banking Login

With the Card One Banking account, you’ll also be able to manage your account online. You can view your balance, check recent transactions, make payments and even print off statements, all after you login to the secure internet banking section.

Features
- No Credit Check
- Personal Account Manager
- MasterCard® card
- Online Internet Banking Login
- No Overdraft Fees or Charges
- Withdraw Cash from ATMs

Drawbacks
- No Interest Paid
- Cannot set up Direct Debits
- No Overdraft Facility
- No Chequebook
- Costs £12.50 per month

Summary
Card One Banking offer a good service, but you have to pay for it. £12.50 per month. There are a number of basic bank accounts offered by the major high street banks and these are all free. It may be worth checking these out before signing up to the Card One Banking Account. We’ll be offering reviews on these accounts soon, so check back regularly.

Manage Your Bank Account Effectively

admin — Mon, 12 Apr 2010 13:16:06 +0000

Do your bank account statements give you a headache? For most people, the answer is ‘yes!’. Unfortunately, the way many deal with this ‘problem’ is to bury their heads in the sand, so to speak. This translates into mounds of unopened bank account statements, warning letters & occasionally court summons.

By not opening your statements, it’s almost as if they magically disappear. Yet, they do not. In fact, if you ignore something as simple as a bank statement, they can soon turn into warnings or worse.

The solution, thankfully, is a simple one. The key to a hassle free bank account is to organise your finances. The problem with an unorganised bank account is that your statements are just a mash of incoming & outgoing numbers – enough to give anyone a headache & enough of an incentive to ignore your statement completely!

By organising your finances, your statements will be clear and you will know exactly where you stand financially.

You can start by opening a Savings Account. If you feel you may be too tempted to withdraw money, you could opt for a Long-Term Deposit Account. These accounts take the temptation of cash withdrawals away as they come with a fine. It’s always good to have a safety net & a savings account is just that.

Second, many people find it useful to have a ‘bills’ or ‘direct debit’ account. Basically, this account is funded with enough money to cover all essential bills for the coming month (mortgage, loans, insurance, utilities…etc). This way, you will never default on payments. It also simplifies your main account even more. Now, the only outgoings you will see in your statement are card purchases & cash withdrawals. This also makes it a lot easier to track your spending.

Lets face it, these are all basic tips. Even so, they are simple steps that many people do not take; Don’t be one of them! Organise your finances, get to know your bank account statements & get in control of your finances. It really is that simple!

Bad Credit Bank Accounts

admin — Tue, 09 Feb 2010 13:06:55 +0000

Apply for a bad credit bank account here >>

If you have a history of bad credit (things like default payments, CCJs, bankruptcies or IVAs), you may well struggle to open a bank account with one of the ‘high street banks’. While it isn’t particularly nice to be rejected, you needn’t lose heart. There are plenty of other options available to you: Bad Credit Bank Accounts being the option discussed in this article.

Bad Credit Bank Accounts are pretty self-explanatory. They are bank accounts for people with bad credit. Simple, right? For once in your financial life, your bad credit history isn’t going to be an obstacle.

How do I set up a Bad Credit Bank Account?
Let’s cut to the chase. So you’ve got bad credit, you’ve probably been rejected for a more ‘mainstream’ bank account & now you just want to get one set up with minimum hassle. Good news: when you set up a bad credit bank account, the process is simplified because no credit check is needed. Usually, all you’ll need is proof of identity and a small deposit to open the account.

Apply for a bad credit bank account here >>

Features of Bad Credit Bank Accounts
While some bad credit bank accounts may be referred to as ‘Basic Bank Accounts’, there are others that virtually offer the same features as a standard high-street account. This includes, but is not limited to: A debt card, cheque book & even an overdraft. You get all the benefits without the risk.

Why not apply for a bad credit bank account today? No obligations; you’ve got nothing to lose & everything to gain.

Apply Here

Bank Account Open Online !!!

admin — Sun, 31 Jan 2010 08:44:15 +0000

Are you tired of trailing around the high street examining all the banks that are available in your area? Or perhaps there are only one or two banks in your local area and the choice is dismal. Well there is no need for being trapped by your local banks anymore. With the age of the internet you can open a bank account online, it is hassle free and all the relevant information is available at your fingertips. When you get a bank account open online there is no need to speak to a bank clerk or manager, you just simply fill in a bank account signup form with your details and within a couple of days you will be sent all the information including debit cards and cheque guarantee cards in the post. It really couldn’t be simpler, you don’t need to listen to any sales pitch and it can all be done from the comfort of your home!

Benefits of getting a Bank Account Open Online

One of the main benefits of getting a bank account online is that you will automatically have online access to all your account details. This includes online statements which will help you easily keep track of all your incoming and outgoing transactions, the fact that you can keep track of your online bank account real-time means that if your getting close to becoming overdrawn you can immediately curtail your spending, on the flipside you will instantly know when your wages have been paid in allowing you then to go out and spend all that hard earned cash on those much needed items.

Other benefits include being able to open various other types of accounts extremely quickly when you so desire. If you have a current account with your bank, it is extremely easy further build upon this by requesting a savings account or ISA etc. You will have your additional accounts setup within 24 hours. Imagine the time it would have taken to open one year’s ago when visiting your local high street bank. The comparison would be daft.

Safety of opening a bank account online

At one time there was much room for concern as to the safety of internet banking, and because of this there are many people today who still don’t trust that having a bank account online is safe enough. However Internet security is so far advance nowadays that the likelihood of fraud happening to you has less chance than someone attempting to mug you for your wallet, in fact if the chance of being mugged is 1% then the chance of internet fraud on your online bank account is 0.001%, seriously there is more chance of being hit by a bus than to be hit by internet fraud.

Don’t delay, get your bank account open online now

There has never been a better time to open a online bank account, getting a bank account open online can take only 5 minutes of your time, it is also easy to open multiple accounts with different banks allowing you greater scope of choice. This is good if you choose to have a current account with one bank but you desire to have a savings account with another as there may be greater benefits like a better interest rate provided.

So having listened to all this for a few minutes no doubt you are eager to get a bank account open online asap. Here at Bank Accounts Advice we have tried to save you some time by collating a small list of reliable, trustworthy and recession proof banks that you will be interested in. Please take a look and get banking online straight away.

Clydesdale Bank – Overview of CB Online

admin — Thu, 28 Jan 2010 15:59:45 +0000

How many banks do you think you could list on your hands? Bet you need more than 2 hands! Would you think of Clydesdale Bank? Likely not as there are just so many companies waiting to put your money “securely” away, in a safe place with the premise of giving you some small return! But what happened recently at the beginning of this worldwide recession? A complete collapse of the whole banking section, with thousands upon thousands of customers coming away empty handed. This turn of events for the banks has left the general populace questioning the activities of these so called “trustworthy” banks, how are they using your hard earned cash when you deposit it? These issues no doubt need to be answered, however in the mean time where can the average Joe Blogs feel secure that their money is being handled correctly and safely?

Benefits of Clydesdale Bank over the rest of the competition

Well, we have researched the banking competition to find you the best and most trustworthy bank we can find, so you can feel safe one more. What did we find? None other than Clydesdale Bank, this truly came head and shoulders ahead of the rest, they have an excellent website at cb online which outlines the many products that they offer, primarily the Clydesdale Bank current account and savings accounts stand out as excellent value for returns on your deposits.

While Clydesdale Bank is not the most popular bank in the banking system it is making an excellent name for itself due to the superlative banking products it has on offer. A bank Account at Clydesdale bank will provide you with all the normal benefits plus a tad bit extra while giving you peace of mind, as their business practices are all above board and have no trace of toxic assets that many other banks clearly are riddled with, you can always pop over to CB Online for further details.

What does Clydesdale Bank have to offer on CB Online?

Here are some of the bank accounts Clydesdale have on offer: -

Clydesdale Bank Pre-paid Card Current Account
Current Account Plus – Helping you make the most of all that hard earned cash!
A very simple Debit Card Current Account
Various Student Accounts
There are lots of options for private and business accounts
CB Online – One excellent Online resource

They also offer excellent mortgages and loans for those wanting something better than the average product available on the market. Another banking product they offer is a wide variety of savings accounts, there is something to suit just about anybody.

So if you are looking to get further information and get yourself away from those toxic banks, why not take a look at our Clydesdale Bank account offers on CB Online? You can compare the features and find yourself the best deal available.

No Credit Check Bank Accounts

admin — Thu, 28 Jan 2010 11:11:47 +0000

In this recession hit world we are living in, it is becoming increasingly difficult to find the right type of bank account – especially ones that are no credit check bank accounts. Yet, as so many people are struggling with their finances, it is essential for them to manage their money correctly with the use of a bank account (we don’t want people going back to ‘golden ages’ of placing their money underneath the bed now do we?).

In this modern age of banking, things like CCJ’s, defaults and bad credit history are there for everyone to see. There is no hiding from previous bad financial practices, despite the fact that you have likely learnt from your mistakes.

Yet, despite all the advances in banking, it is extremely difficult to find bank accounts that don’t involve a credit check. Just because you may have had problems in the past shouldn’t mean that your future can’t be bright! We have seen this ongoing problem and decided to help out all those who want a no credit check bank account by providing this invaluable advice. Hopefully it will improve your ability to seek out safe, yet capable bank accounts that will suit your needs!

Benefits of a No Credit Check Bank Account

So what are the benefits of a No Credit Check Bank Account? This is important as you don’t want to get stuck with an account that leaves you in more of a mess than you were in before! Listed below are some of the most important benefits that you will likely be looking for, especially if you don’t have the best credit history: -

Available to Everyone
Can help you clear your bad credit history
Direct Debits allowed
Online banking available
Use of a chequebook with cheque guarantee card

Don’t let your Credit History stop you getting a No Credit Check Bank Account

As we have already shown, anyone is able to get a bank account without a credit check and it is so easy. On our bank accounts advice site we have already found some of the best No Credit Check Accounts available. Do not be afraid to explore all of the bank accounts available to you; after all if you are looking for a bank account that does not involve a credit check, then likely you have had trouble in the past and the wisest course is one of caution towards your future financial endeavours.

Don’t delay; Your No Credit Check Bank Account is only minutes away!

It’s time to forget the bad credit history and move forward. Why not start by looking at our No Credit Check Bank Account offers? Compare features and fees & ultimately, get the best deal.